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Snakes and Ladders: Managing Your Money in a World That’s Lost the Rulebook What could a childhood board game possibly have to do with investment

The “Grey Zone”: It’s Time to Redefine Retirement Retirement has long been seen as a binary switch: you worked until 60 or 65, and then

Your Year-End Tax Checklist: Smart Moves Before 28 February As we approach the end of the tax year, now is an ideal time to make

Turn Intentions into Outcomes: Setting SMART Investment Goals for 2026 A new year can bring renewed motivation to take control of your finances. But vague

Thank you for your support during the year.Best wishes for the festive season and happy new year to all. Our offices will be closed from

Are You Financially Fluent or Just Faking It? Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From

FOBO: The Silent Saboteur of Wealth Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options. 

Why Most Traders Lose Money – And Investors Don’t There’s been a proliferation of market trading apps in recent years, mostly backed by a message

What Kind of Dog Investor Are You? In the wild world of investing, everyone has a bit of a dog in them. Some sniff out

Is There Ever Such a Thing as a “Normal” Stock Market? There is no shortage of things for investors to worry about at the moment,

The US and You: Why What Happens in America Impacts Your Portfolio As the world’s most powerful economy, what happens in the US has a

How Fit Are You Financially? Your financial health is just as important as your physical health. Yet, while many South Africans work hard to stay

Does Your Debt Die With You? Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved

When it Comes to Investing, Debit Orders are Your Friend When you see all the debit orders flow out of your account early every month,

How to Keep FOMO Out of Your Investment Strategy The fear of missing out (FOMO) is a powerful emotion for many people. And when it

A Comprehensive Shield: Risk Cover is More Than Just Life Insurance Many people shy away from life insurance because they view it as a tax

Burgernomics: Decoding Currency Values with the Big Mac Index The Big Mac Index, created by Pam Woodhall and first published in The Economist in 1986,

6 Winning Strategies That Top Investors and Elite Endurance Athletes Share A recent survey from the US reveals that people who do endurance sport as

With Gold at Record Highs, Should You be Investing? Many South African investors have a strong affinity for gold. And the recent gains in the

The Big Question: Should You Buy a Home or Rent One? Our clients often ask us whether renting or buying a home is preferable, and

Three Pot System 101: What You Need to Know Before 1 September We’re ready to help you navigate the “three-pot system,” (often referred to as

Why the Marshmallow Effect Could Derail Your Retirement Plans The “marshmallow effect” gets its name from a fascinating 1960s experiment which used marshmallows to test

How the Elections May Impact Markets in the Months Ahead South Africa’s momentous elections will impact financial markets for months to come, we just can’t

Do You and Your Partner Share the Same Money Values? Money can be one of the most contentious issues in a relationship. Yet often couples

The Secret to Solving the Financial Rubik’s Cube? Consistency. All it takes to excel at something – whether it’s mastering the ukulele, poaching the perfect

Budget 2024: What it means for you While the budget has been largely viewed as prudent, there were few surprises and little in the form

Is There Really Much Difference Between Investing and Gambling? If you pay attention to dictionary definitions you’ll know that investing and gambling are almost polar

How to Avoid Getting Burnt by the Next Investment Bubble in 2024 It’s not just speculative assets like cryptocurrencies or meme stocks that can be

How to Give Meaningful Gifts This Festive Season Let’s face it. We’ve all got more than enough stuff. No one you know wants another pair

Retiring Well is About More Than Money Making sure that you have enough money to see you through retirement is a vital part of your

Why do Some People Have a Problem Spending Money? While most advice about budgeting concentrates on trying to find ways of helping people not to

Should you pay off your home loan? The time may come when you can cover your monthly expenses, including your home loan, and have money

What’s Cooking with the Three-Pot System? The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing

How to Invest When There’s So Much Bad News South Africa has some serious problems, and there’s little sign of them getting better. Loadshedding, water

Don’t let Money Ruin Your Relationship Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to

What is True Wealth? When people talk about wealth, they tend to think of material possessions. But true wealth requires a mindset that goes beyond

Compound Interest: The Eighth Wonder of the World Albert Einstein called the magic of compound interest, “the eighth wonder of the world”. He famously stated

Santam Clarifies Grid Failure Exclusion Over the past year there have been unprecedented levels of loadshedding due to unexpected breakdowns and planned maintenance at Eskom

Invest With FIRE and Never Look Back What do you think of when you hear the word ‘fire’? Smoke and helicopters, the sound of a

Four Simple Steps to Start the Year on the Right Financial Foot A new year brings the opportunity to take a fresh look at your

Put Stocks, Rather Than Socks, Under the Tree This Christmas The end of the year, and the time for giving are rapidly approaching. If you

Get Rich & Stay Rich: Eight Mistakes Wealthy People Never Make Getting rich isn’t as hard as it sounds. Years of consistent, calculated investing are

The “Two Bucket” Retirement Savings System: What is it and Why is it Important? The government has said that it is going ahead with plans

Women’s Month: Three Ways You Can Improve Your Money Health More and more people are becoming aware of the importance of financial wellbeing. Just like

Why Inflation is the Most Important Investment Benchmark Inflation is “enemy number one” for every investor. A lot of the time we don’t notice it,

With the Limits Raised, How Much Should You Invest Offshore? One of the biggest changes announced in this year’s budget was that pension funds and

Stay Calm When the Bear Prowls John Bogle, the founder of the US investment company Vanguard, calculated that the average equity unit trust investment gained

What Amazon and Ford Can Tell Us About Diversification There are a few pieces of financial advice that are repeated more than any others: stay

Why You Need Building Insurance and How to Switch From Your Bank If you own a home with the help of a bond, then you

Investing: Men and Women See Things Differently As the famous book title by relationship counsellor John Gray put it: men are from Mars, women are

Red-Carding the Myth of The Rational Investor Most people like to think that they can make rational decisions. When it comes to their money, they

Three Things to Consider When Insuring Your Home Insurance is always a grudge purchase. Homeowners insurance is particularly so, because the chance of you losing

What’s The Biggest Lesson You Can Learn from Warren Buffett? Warren Buffett’s net worth is over R1 trillion. And that is even after he has

What Exactly is Sasria, and Are You Covered? The violent unrest in KwaZulu-Natal and Gauteng during July caused an estimated R50bn worth of damage. However,

Four Steps to Get the Most Out of Your Tax-Free Savings Account It is not often that you get a free lunch. Tax-free savings accounts

May You Live Long… But Not Too Long The Vulcan salutation “live long and prosper” was made famous by Star Trek in the 1960s. These

Do You Give Your Financial Health as Much Focus as Your Physical Wellbeing? Around the world, people are eating healthier, exercising more and doing things

Fire Prevention Is Better Than Cure Fire is one of the most devastating causes of loss or damage to a home as not only can

Would You Rather Retire in Bermuda or South Africa? Despite its many problems, South Africa still offers an attractive lifestyle. It is also a relatively

The Simplest Part of Estate Planning is Often Overlooked Many financial products, like life insurance, and pension funds, ask you to nominate a beneficiary in