Newsletter October 2025

FOBO: The Silent Saboteur of Wealth

Few threats menace the world of wealth creation as silently, and as corrosively, as FOBO: Fear of Better Options. 

Unlike its impulsive cousin FOMO (Fear of Missing Out), FOBO doesn’t drive action. Instead, it whispers, “Wait. Something better might come.” And in that interval, wealth quietly departs.

Empower Yourself by Understanding These Key Investment Terms

The world of investing can feel like it has its own language. There are many terms and concepts that can feel intimidating to many people.

But reality is often not as complicated as it seems. In this article we provide simple explanations for a number of key concepts, helping you to empower yourself and make more informed investment decisions.

Preserving Legacy Beyond Wealth

Immense generational wealth can be a blessing or a curse. Worldwide, most super wealthy families squander 90% of their wealth within three generations.

But it doesn’t have to be this way. Family offices such as ours specialise in growing, managing, and, above all, respecting the wealth we inherit. And it all starts with family unity.

Legacy planning isn’t just for the super wealthy – the same rules apply to all families.

Market Update: Central Banks Navigate Divergent Paths as Rate Cycle Turns

The US Fed delivered its first rate cut since December while the SARB surprised markets by holding rates steady – despite domestic inflation falling to a three-month low of 3.3%. 

Global equity markets celebrated the Fed’s dovish pivot, but SA’s pause signals a more cautious approach as local central bankers assess the impact of their repeated cuts since September 2024.