Are You Financially Fluent or Just Faking It?
Have you ever wondered why your career is flourishing, but the value of your investment isn’t? From keeping too much cash on hand and falling for “get rich quick” schemes to confusing wants with needs, many people unknowingly sabotage their financial future.
This article explores common money missteps and offers guidance on building real, lasting prosperity. Because when it comes to your finances, the goal isn’t to look rich – it’s to be rich.
Who Should Inherit Your Wealth?
Few financial topics carry as much emotional weight as deciding how you divide your estate. That’s why it’s so important to have a clearly written will.
In this article we look at some important considerations in crafting a will, and how to come up with something that both accords with your values and reduces the risk of conflict among your heirs.
Gift Vs. Loan: The Devil’s in the Details
A recent High Court fight between a mother and her prospective son-in-law over whether or not his R400k payment to her was a gift or a loan provides a timely reminder to never rely on verbal agreements when there’s a lot at stake. Even between friends and relatives!
As the old adage goes, “the bluntest pencil is better than the sharpest mind.” And this unhappy tale is a perfect example of the dangers of not writing everything down to avoid misunderstanding or dispute. We’ll end off by sharing some thoughts on what to include in your agreement.
Market Update: Can Investors Still Benefit From Gold’s Record-Breaking Run?
Gold surged past $4 000 an ounce for the first time ever in October before selling off sharply – but the prevailing consensus among investment and industry experts is that the rally may not be over for investors yet.
Why? Central banks continue to purchase the precious metal, global economic uncertainty remains high, and geopolitical tensions persist.