Long Term Insurance

Life Insurance | Disability & Income Protection

Life Insurance

Life insurance is crucial to provide for your family and financial dependents in the event of death. Your life insurance needs change throughout your life cycle as your specific needs and circumstances change. Let our competent and qualified staff help you with a Financial Needs Analyses to identify your life cover shortfalls. Furthermore, our expertise also offers advice on business assurance, key man policies, buy-and-sell agreements, and umbrella funds for your employees.

Disability & Income protection

Where life insurance provides for your financial dependents in the event of death, disability insurance provides for yourself when you are disabled or impaired. Disability insurance pays out a lump sum amount if you are permanently disabled where an Income protection policy pays a monthly amount if you are temporary or permanent disabled and cannot perform your day to day job anymore.