Newsletter September 2025

Why Most Traders Lose Money – And Investors Don’t

There’s been a proliferation of market trading apps in recent years, mostly backed by a message that making money through trading can be easy.

The evidence, however, is quite the opposite. 

In this article we look at why almost nobody makes money from day trading, and what smart investors do instead.

“It’s a Waste of Money”: Even the Rich Can Have a Scarcity Mindset

Why do wealthy people sometimes find it so hard to spend money? A lifetime of habits, fears, or inherited beliefs can make spending feel wrong – even when it enhances relationships or joy. 

This article explores how a scarcity mindset can quietly undermine life’s richest experiences. True wealth isn’t just about protecting assets, but using them with intention – to connect, nurture, and thrive. Let us show you how… 

How Can You Protect Your Heirs’ Inheritances from Their Creditors?

We all want to leave our loved ones as financially secure as possible when we die. But that involves more than just the basics of executing a valid will, choosing a competent and professional executor, and of course leaving enough asset value in your estate.

Let’s talk about the risk of one or more of your heirs finding themselves in financial distress and losing their inheritances to their creditors. How should you go about ensuring that inheritances aren’t subject to attachment by creditors, or seizure by trustees if their estates are sequestrated? Read on for some options…

Market Update: SA Equities Sail Through 30% Tariff Storm

SA equities defied expectations of a market sell-off on the introduction of Donald Trump’s hefty 30% tariffs in early August. 

Remarkably, the JSE All Share Index rose 4% to 5% in August and the rand strengthened. 

Why? Tariffs were already priced in and domestic fundamentals were supportive.