Don’t let Money Ruin Your Relationship
Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve.
Being able to communicate honestly and openly about money should therefore be foundational for any couple. It should be something that is prioritised from the start.
In this article, we look at ways in which couples can develop a healthier approach to money within their relationship and provide some tips for developing a shared approach to their finances.
One of the key components to successful investing is diversifying and aligning your asset allocation in line with your time-based goals and risk profile.
Having all your ducks in a row on Day One doesn’t mean they’ll stay there as time passes. Because assets very rarely perform exactly as expected, your asset allocation will almost certainly diverge from your initial objectives over time.
It’s essential that you regularly review your investment plan and keep rebalancing (also known as “switching”) for the better.
Who is Influencing Your Financial Decisions?
We live in a world where it has become almost impossible not to come into contact with social media. We are constantly getting messages from different sources about all sorts of things, and often these comments influence our decisions without us even realising it.
If a celebrity we admire posts something about crypto currency, for example, how likely is that to influence us? And if it does, how likely is it that their advice is going to lead to a positive outcome?
In this article we look at recent research into investment advice provided by social media influencers, and the warnings it contains.
The Ins and Outs of Compulsory Annuities
After working for forty years, the time has come to make really important decisions about how you’ll manage your retirement funds to ensure that your golden years are all you’d hoped for.
As always, knowledge is power. Let’s look at the key features of Life and Living Annuities (and the new-fangled combo option) to help you select what’s best for you.
The decisions you make now have the potential to drastically add to the lustre of your golden years.