Newsletters

Newsletter November 2021
Newsletters

Newsletter November 2021

Three Things to Consider When Insuring Your Home Insurance is always a grudge purchase. Homeowners insurance is particularly so, because the chance of you losing your house and all of its contents is really very small. The risk, however, is not in the probability of it happening, but the scale of the loss if it…

Newsletter October 2021
Newsletters

Newsletter October 2021

What’s The Biggest Lesson You Can Learn from Warren Buffett? Warren Buffett’s net worth is over R1 trillion. And that is even after he has given away assets worth over R600 billion. He has been so phenomenally successful as an investor that thousands of people have studied his track record to try to find clues…

Newsletter September 2021
Newsletters

Newsletter September 2021

What Exactly is Sasria, and Are You Covered? The violent unrest in KwaZulu-Natal and Gauteng during July caused an estimated R50bn worth of damage. However, most insurance policies would not cover any of these losses. That is because insurers do not themselves cover against special risks such as strikes, riots and terrorism. These are specifically…

Newsletter August 2021
Newsletters

Newsletter August 2021

Four Steps to Get the Most Out of Your Tax-Free Savings Account It is not often that you get a free lunch. Tax-free savings accounts (TFSAs), however, offer exactly that. When you invest in one of these products, you pay no tax on the growth of your money. Over the short-term, this may not seem…

Newsletter June 2021
Newsletters

Newsletter June 2021

May You Live Long… But Not Too Long The Vulcan salutation “live long and prosper” was made famous by Star Trek in the 1960s. These days, we are certainly living longer. However, making sure that we prosper will always take some work. Longevity risk, or the risk that you will outlive your savings, should be…

Newsletter May 2021
Newsletters

Newsletter May 2021

Do You Give Your Financial Health as Much Focus as Your Physical Wellbeing? Around the world, people are eating healthier, exercising more and doing things like yoga and meditation to reduce their stress. Many people in their 40s report feeling fitter and more health conscious now than they were in their 20s. However, few of…

Newsletter April 2021
Newsletters

Newsletter April 2021

Fire Prevention Is Better Than Cure Fire is one of the most devastating causes of loss or damage to a home as not only can it destroy it in a matter of minutes, but the resultant hassle for you of having to live in a temporary residence while the site is cleaned up and structural…

Newsletter March 2021
Newsletters

Newsletter March 2021

Would You Rather Retire in Bermuda or South Africa? Despite its many problems, South Africa still offers an attractive lifestyle. It is also a relatively inexpensive place in which to retire. This is a great advantage for local investors. However, it shouldn’t allow anyone to be complacent about saving for their retirement years. In this…

Newsletter February 2021
Newsletters

Newsletter February 2021

The Simplest Part of Estate Planning is Often Overlooked Many financial products, like life insurance, and pension funds, ask you to nominate a beneficiary in case of your death. Doing so is important in making sure that your loved ones are cared for if the worst were to happen.  However, all too often, people forget…