Newsletters

Newsletter March 2024

Newsletter March 2024

Budget 2024: What it means for you While the budget has been largely viewed as prudent, there were few surprises and little in the form of good news for individuals in Minister Godongwana’s speech.  Although there were no major tax proposals and no major tax rate hikes announced, bracket creep and increases in sin taxes…

Newsletter February 2024

Newsletter February 2024

Is There Really Much Difference Between Investing and Gambling? If you pay attention to dictionary definitions you’ll know that investing and gambling are almost polar opposites. But this doesn’t mean there aren’t loads of so-called investors who behave far more like gamblers … Especially when it comes to the expectation of profit in the face…

Newsletter August 2023

Newsletter August 2023

What’s Cooking with the Three-Pot System? The much talked about two pot system for retirement savings hasn’t even come into being. And now government’s proposing a three-pot system (although they’re still calling it a two-pot system). National Treasury and SARS have recently revised the draft bills and are awaiting feedback from industry bodies. But is…

Newsletter July 2023

Newsletter July 2023

How to Invest When There’s So Much Bad News South Africa has some serious problems, and there’s little sign of them getting better. Loadshedding, water shortages, unhelpful politics, poverty and unemployment are making it very difficult for the local economy to grow at any meaningful rate. There is clearly a sense of dread around the…

Newsletter June 2023

Newsletter June 2023

Don’t let Money Ruin Your Relationship Money can be one of the biggest sources of conflict in a relationship. When partners disagree about how to manage their finances, what to spend on, and how to save, it can create tension that is very difficult to resolve. Being able to communicate honestly and openly about money…