Newsletter March 2026

The “Grey Zone”: It’s Time to Redefine Retirement

Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension. 

But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.

Budget 2026: What it Means for You and Your Investments

Good news at last. Budget 2026 wasn’t just delivered on time, it also contained plenty to make South African investors smile.

It provides relief for taxpayers, assists small businesses and – very importantly – encourages savings by adjusting various tax brackets, caps and limits. 

There is also real optimism about the country’s economic growth prospects. So much so that Budget 2026 has been called a fiscal turning point for SA, as important milestones are achieved. Read more good news from the Budget here…

COFI: Building A System that Works Better for You

The long-awaited Conduct of Financial Institutions (COFI) Bill is set to be tabled in parliament in the next couple of months. 

While FSPs will be scrambling to update their policies and processes during the three-year transition period, consumers can look forward to getting fairer results at every step of the financial journey.

Read on for the lowdown.

Market Update: The Investor Costs of Living with Unending Tariff Uncertainty

On so-called Liberation Day last year, investors got a taste of the uncertainty to come from Trump’s on-again, off-again tariff decisions. 

In February, the landmark Supreme Court ruling reining in the US President’s tariff powers was initially greeted with excitement. But Trump swiftly announced a global 10% tariff, before upping it to 15%. This highlights the nature of the perma-crisis we are living through: it’s the relentless uncertainty, not the tariffs themselves, that inflicts the most serious damage. Find out what that means for investors.