Unfortunately, your debts don’t just disappear when you die – but they don’t necessarily attach themselves to your loved ones either. Your estate must follow the letter of the law in dealing with all your financial responsibilities before anything is distributed to your heirs.
That’s why it’s so important to work with us to prepare a thoughtful estate plan. This process will ease the burden on your family, ensuring they don’t have to make difficult decisions regarding parting with cherished assets to settle your debt.
Long-term insurance – covering life, disability, and critical illness cover – is an essential part of financial planning. It provides security for you and your family in the face of unexpected events.
But it is possible to have too much of a good thing.
In this article, we look at what it means to be over-insured, and how you can check if you have more cover than you need.
Budget 2025: How It Affects You and Your Business
The proposed VAT increase of 0.5% in 2025 and another 0.5% in 2026 is the big news from Budget Speech 2025. The increase is strongly opposed by political parties within and outside the GNU – but it is only one way in which individual and corporate taxpayers will bear the brunt of another substantial Budget shortfall.
Here’s a brief overview of how the tabled Budget 2025 proposals will impact individuals and businesses (assuming they come into effect). Professional tax advice has never been more important.
Market Update: Tariffs, Tariffs, More Darn Tariffs
US President Donald Trump’s rapid-fire tariff agenda is upending the global economic and geopolitical order.
Not since World War II has the global trade landscape experienced such significant upheavals.
It goes without saying that there will be major implications for global and South African investors.