Newsletter May 2024

Do You and Your Partner Share the Same Money Values?

Money can be one of the most contentious issues in a relationship. Yet often couples don’t think about where they agree about financial matters and where they don’t.

Understanding your partner’s money values and how they align with your own should be as much a part of building a relationship as anything else. If you are able to do that from the start, you will definitely reduce the chances of issues arising later on.

In this article we look at what it means to share money values and three exercises for you and your partner to check where you stand.

Investment Jargon 101: Your One-Stop Primer

Too embarrassed to tell us you don’t know the difference between an asset and a liability? 

Still trying to get your head around the relationship between risk and reward?

All that’s about to change. Please grab yourself a warm beverage and let us settle the confusion…

Need to Know: Annualised Returns Versus Internal Rates of Return

When you have your reviews with us, you’ll likely be told about the Annualised Rate of Return (ARR) and Internal Rate of Returns (IRR) of your investments.

Instead of glazing over / pretending to understand what it all means, why not take a few minutes to read this simple explainer.

It’s your life savings, so it’s beneficial to understand the various rates of return on your investment. 

Market Update: Geopolitical and Economic Risks are on the Rise and Investors are Concerned

Global stock markets blinked in April for the first time since last October. This came in the face of growing geopolitical, economic and financial risks after rallying strongly for the first three months of the year.

Investors have always tended to only consider the rewards when markets are on a bull run. However, savvy investors should never forget the ever-present risks that could erode or, at worst, destroy their wealth. Right now, what are the risks we should be most worried about?